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Federal Employees Benefits Q &A

Do you have questions about your federal employee CSRS or FERS pension/annuity or federal employee retirement planning? Concerns about your Thrift Savings Plan (TSP) account or what about federal employee pay and leave issues?

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The Q&A forum is moderated by Ed Zurndorfer -- an expert on federal employee benefits -- and a Certified Financial Planner, chartered life underwriter and chartered financial consultant in Maryland.

Zurndorfer is also the author of several federal employee benefits guides published by Federal Employees News Digest.

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BlueCollarGuy  
#1 Posted : Tuesday, January 29, 2019 6:30:00 AM(UTC)

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Joined: 10/18/2010(UTC)
Posts: 15

I am 60 years old with 10 years of creditable service and eligible to retire immediately under the FERS MRA+10 provision, as well as carry FEHB into retirement.

Let's say that I decided to retire on March 30, 2019. Can I file for both a FERS MRA+10 immediate retirement and Disability Retirement (DR) at the same time, and if subsequently approved for the DR, be retroactively converted back to DR as of my retirement date? I assume that another adjustment would be made when I reached age 62.

How would the above scenario work if I decided to file for both a FERS MRA+10 postponed retirement and DR at the same time?

Thank you.
Ed Zurndorfer  
#2 Posted : Tuesday, January 29, 2019 6:40:34 AM(UTC)

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Was thanked: 146 time(s) in 135 post(s)
The answer to your question is no. You cannot apply for both an "MRA + 10" immediate retirement and a disability retirement. If you are disabled and could qualify for a FERS disability retirement, then you would probably be off applying for disability retirement.
BlueCollarGuy  
#3 Posted : Tuesday, January 29, 2019 6:55:00 AM(UTC)

Rank: Member

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Joined: 10/18/2010(UTC)
Posts: 15

Then what would happen if the DR was never approved?
Ed Zurndorfer  
#4 Posted : Tuesday, January 29, 2019 7:09:44 AM(UTC)

Rank: Senior Member

Groups: Registered
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Posts: 5,596

Was thanked: 146 time(s) in 135 post(s)
If your disability retirement application is turned down, than you can apply for "MRA + 10" retirement.
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