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Medicare and Health Care


*This is a non-medical board. This site shall not be used to seek professional, medical or legal consultation.

Medicare is health insurance for people age 65 or older, under age 65 with certain disabilities, and any age person with End-Stage Renal Disease (ESRD). There are many different parts to Medicare; with all of these options, it can be confusing.

This forum will allow members to share their experience with medicare and seek advice* on certain medicare-related situations.

To read today's top news stories on federal employee pay, benefits, retirement, job rights and other workplace issues visit FederalDaily.com.

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xplorer  
#1 Posted : Wednesday, February 28, 2018 5:56:37 AM(UTC)
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I had the same problem initially. Ask to speak to a Resolution Specialist. When I did this, the problem was corrected and has not happened again for me.
paultry  
#2 Posted : Saturday, March 17, 2018 9:41:02 AM(UTC)
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They will take HSA money for generic drugs obtained from a local retail pharmacy, and for non-generics from any source. These are co-pays, not deductibles.
cfrost  
#3 Posted : Monday, November 12, 2018 9:42:05 AM(UTC)
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everything worked perfect after an initial period of time, great plan so far
RickBinABQ  
#4 Posted : Wednesday, January 30, 2019 8:46:35 PM(UTC)
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How is it better for you than GEHA HDHP? I'm looking at GEHA as a new hire.

Thanks.
cfrost  
#5 Posted : Thursday, January 31, 2019 5:45:54 AM(UTC)
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Its great for those with medicare because of the ability to claim up to 900/each for medicare monthly payments. The rx benefits are great, virtually no cost if you can use generics. I was also satisfied with GEHA, just changed because of medicare
paultry  
#6 Posted : Thursday, January 31, 2019 10:54:28 AM(UTC)
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Originally Posted by: RickBinABQ Go to Quoted Post
How is it better for you than GEHA HDHP? I'm looking at GEHA as a new hire.

Thanks.


We have Aetna with Medicare which works well for us. I don't know the ins and outs of high deductible plans for non-Medicare subscribers. There was an interesting story online a couple of days ago, maybe on NPR. A guy with a $4,000 deductible health plan got a flu shot and fainted. He was taken to the ER and got a cardiac and stroke work-up that cost him the $4,000 deductible out of pocket. ER folks gave him a clean bill of health and concluded that fainting is a side effect of flu shots. Sounds like high deductible plans without Medicare can be risky.
someoldguy  
#7 Posted : Sunday, February 3, 2019 4:29:59 AM(UTC)
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I have a HDHP through FEHB and it comes with a monthly contribution to the HSA from the feds. My last employer (a contractor) started offering HDHP but there was no company contribution, so the fact that the feds kick in some money to the HSA is a nice feature.

Fortunately I have not had any major health issues but I am not at all surprised that one trip to the ER or hospital could eat up the deductible.

Also please note, despite my screen name I am not yet on medicare, so I am using this HDHP as my primary coverage. In fact I think if you are on medicare then you can no longer contribute to an HSA... or maybe even if you are 65. I'll have to figure this out sometime in the next few years :)

Edited by user Sunday, February 3, 2019 4:31:16 AM(UTC)  | Reason: Not specified

DISCLAIMER: You read it on an open internet forum :)
RickBinABQ  
#8 Posted : Sunday, February 3, 2019 8:23:23 AM(UTC)
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It is true, if you are on Medicare, you are unable to contribute to an HSA any longer. It's in the IRS regs.

I'm ~54, so a while before I am eligible for Medicare. I will probably work past 65 anyway, so will wait to go on Medicare until after that. Still thinking I will pass on part B though. Will just keep whatever plan I decide is best for us.
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