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Federal Employees Benefits Q &A

Do you have questions about your federal employee CSRS or FERS pension/annuity or federal employee retirement planning? Concerns about your Thrift Savings Plan (TSP) account or what about federal employee pay and leave issues?

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The Q&A forum is moderated by Ed Zurndorfer -- an expert on federal employee benefits -- and a Certified Financial Planner, chartered life underwriter and chartered financial consultant in Maryland.

Zurndorfer is also the author of several federal employee benefits guides published by Federal Employees News Digest.

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Ted23  
#1 Posted : Tuesday, July 23, 2019 7:57:35 AM(UTC)
Ted23

Rank: Newbie

Groups: Registered
Joined: 7/17/2019(UTC)
Posts: 1
United States
Location: Pennsylvania

I will be retiring next year at my FRA 66, born in 1954. My questions are about my wife's options with social security if I were deceased prior to her being at her FRA? My wife is 6 years younger than I am and she will be collecting from her own social security earnings record unless I am deceased.

Questions:
1) If my wife is not collecting SSI and I die can she collect from her earnings record until she is at her FRA, 67, then switch to collecting from my earnings record?

2) If my wife is collecting SSI from her earnings record and I die can she continue to collect from her earnings record until she is at her FRA, 67, then switch to collecting from my earnings record?

3) Where can I find this information online?
Ed Zurndorfer  
#2 Posted : Tuesday, July 23, 2019 11:51:02 AM(UTC)
Ed Zurndorfer

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The answer to your first two questions is yes. The answer to your third question is that you need to go to the Social Security Web site at www.socialsecurity.gov and under “search” put the words “spousal survivor benefits”. Some relevant Social Security Administration publications should pop up.
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