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Federal Employees Benefits Q &A

Do you have questions about your federal employee CSRS or FERS pension/annuity or federal employee retirement planning? Concerns about your Thrift Savings Plan (TSP) account or what about federal employee pay and leave issues?

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The Q&A forum is moderated by Ed Zurndorfer -- an expert on federal employee benefits -- and a Certified Financial Planner, chartered life underwriter and chartered financial consultant in Maryland.

Zurndorfer is also the author of several federal employee benefits guides published by Federal Employees News Digest.

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#1 Posted : Tuesday, August 13, 2019 2:06:33 PM(UTC)

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United States

My anniversary date is December 4. I am 66 and will have 26 years. Any benefit to waiting and retiring after January 1st?
Ed Zurndorfer  
#2 Posted : Monday, August 19, 2019 9:08:05 AM(UTC)
Ed Zurndorfer

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If you retire in December 2019 (ideally on December 31) you will receive your first FERS annuity check dated February 1, 2020. If you retire in January 2020, you will receive your first FERS annuity check dated March 1, 2020. The only advantage of retiring on January 4, 2020 (the end of pay period 26 and before the start of leave year 2020 on January 5, 2020) is that you would accrue (and get paid) for the full 8 hours of annual leave for pay period 26 of leave year 2019.
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