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Retirement Planning


Whether you are close to federal employee retirement or just starting out in your career, this is the place to share ideas with your federal colleagues on creating a secure financial foundation.


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chappy  
#1 Posted : Friday, December 21, 2018 9:45:59 AM(UTC)

Rank: Groupie

Groups: Registered
Joined: 3/25/2008(UTC)
Posts: 74

We've all seen the written examples of CSRS offset and Social Security, are they accurate? Did you numbers work out differently? How so?
cle1jhr  
#2 Posted : Sunday, October 13, 2019 4:59:47 PM(UTC)
cle1jhr

Rank: Newbie

Groups: Registered
Joined: 4/25/2016(UTC)
Posts: 2
Location: ohio

Did you ever receive any feedback on this? I am also a CSRS Offset employee, planning to retire 3/31/2020. There are two ways to calculate the offset. The "easy" method would give me an offset of almost $250 per month. The more complex calculation gives me an offset of less than $10/month. Shared Services told me they cannot estimate this for me, Social Security told me they will calculate it when the Agency requests it when I retire. I am afraid the PO, or OPM, will take the easy calculation and I will be stuck

What was your experience?
scmky  
#3 Posted : Monday, October 14, 2019 7:52:22 AM(UTC)
scmky

Rank: Newbie

Groups: Registered
Joined: 9/17/2019(UTC)
Posts: 2
United States
Location: ky

Retired in Jan 2019. My offset was based on the more complicated calculation with numbers provided by social security and not the formula using (offset years/40). I had many years where I paid in social security outside of CSRS offset service. This worked out much better for me.
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