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VAer1  
#1 Posted : Sunday, January 10, 2021 7:53:26 AM(UTC)
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If someone takes early retirement at age 50, can he/she enroll in family coverage (for spouse and children)? Particularly for children.

Thanks.
TheRealOrange  
#2 Posted : Monday, January 11, 2021 4:53:17 AM(UTC)
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Originally Posted by: VAer1 Go to Quoted Post
If someone takes early retirement at age 50, can he/she enroll in family coverage (for spouse and children)? Particularly for children.

Thanks.

Yes, assuming they meet the eligibility requirements:

Effect of Early Retirement on Benefits

Health Benefits: Employees retiring in conjunction with a VERA or Voluntary Separation Incentive Payment (VSIP) authority must have been covered under the FEHB Program (1) for the last 5 years of their Federal civilian service in order to continue such coverage in retirement, or (2) if less than 5 years, for all service since the employee was eligible for these benefits unless these requirements are waived.

Coverage as an annuitant is identical to coverage as an employee, but premiums are not paid on a pre-tax basis.

It's treated the same as any other immediate retirement.

https://www.opm.gov/poli...ly-retirement-authority/
thanks 1 user thanked TheRealOrange for this useful post.
VAer1 on 1/11/2021(UTC)
VAer1  
#3 Posted : Monday, January 11, 2021 5:22:17 AM(UTC)
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Thanks.
bp340  
#4 Posted : Friday, January 15, 2021 3:20:08 PM(UTC)

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Originally Posted by: TheRealOrange Go to Quoted Post
Originally Posted by: VAer1 Go to Quoted Post
If someone takes early retirement at age 50, can he/she enroll in family coverage (for spouse and children)? Particularly for children.

Thanks.

Yes, assuming they meet the eligibility requirements:

Effect of Early Retirement on Benefits

Health Benefits: Employees retiring in conjunction with a VERA or Voluntary Separation Incentive Payment (VSIP) authority must have been covered under the FEHB Program (1) for the last 5 years of their Federal civilian service in order to continue such coverage in retirement, or (2) if less than 5 years, for all service since the employee was eligible for these benefits unless these requirements are waived.

Coverage as an annuitant is identical to coverage as an employee, but premiums are not paid on a pre-tax basis.

It's treated the same as any other immediate retirement.

https://www.opm.gov/poli...ly-retirement-authority/


Just wanted to add an asterisk
* FERS 12D covered employees continue to pay FEHB premiums on a pre-tax basis as an annuitant.
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