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Federal Workers' Compensation

The Office of Workers' Compensation Programs administers four major disability compensation programs which provide wage replacement benefits, medical treatment, vocational rehabilitation and other benefits to certain workers or their dependents who experience work-related injury or occupational disease.

Here is a forum for members to share and exchange experiences regarding to workers' compensation related issues.


To read today's top news stories on federal employee pay, benefits, retirement, job rights and other workplace issues visit FederalDaily.com.
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Davi8549  
#1 Posted : Saturday, December 19, 2009 4:58:23 AM(UTC)
Davi8549

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     I've been on OWCP since the mid 90's, and will be 65 in a few years.  I receive comp as well as Social Security Disabillty.  Is there anything I need to do now to prevent my owing either the DOL or SS money?  Federal Comp said something about cutting my retirement checks to "pay back" the DOL.  Has anyone been in my situation, and what should I do?
Thanks,
Davi...former Postal Worker
edalder  
#2 Posted : Saturday, December 19, 2009 8:54:11 AM(UTC)
edalder

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Question

Are your FERS or CSRS?

Kivi
Davi8549  
#3 Posted : Saturday, December 19, 2009 9:16:20 AM(UTC)
Davi8549

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Hi,
I'm FERS, I started working for the USPS in Jan '89
edalder  
#4 Posted : Saturday, December 19, 2009 10:26:38 PM(UTC)
edalder

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At age 62 or your full retirement age, which probably is 66 for you, OWCP is supposed to reduce its benefits by an amount that corresponds to the part of your Social Security that was earned while working for the Postal Service.  If you continue to receive SSDI past age 62, then the reduction in OWCP benefits will not occur until your full retirement age under Social Security.  For most people born between 1943 and 1954, their full retirement age is 66.  During the month that you reach your full retirement age, SSA no longer classifies its benefits as disability ones.  They convert to retirement ones.  If your SSA benefits are reduced for the workers' comp offset, that offset should end.  Instead, OWCP takes the offset that I just described to you.

It is only based upon that part of your SSA benefit derived from your time with the Post Office.  SSA retirement benefits are computed from SS credits earned with ALL employers.  If you only worked for the Post Office for three or four years before you got hurt, I would imagine that the offset would not be as high as it would be for someone who had worked there for 25 years.    Unless you did not work at all before you went to work for the Post Office, I would guess that you would have 25 to 30 years of a work history in the private sector and/or military service.  The SS retirement benefit earned from those SS credits will not be affected.
Kivi
Davi8549  
#5 Posted : Sunday, December 20, 2009 11:28:49 PM(UTC)
Davi8549

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Thank you!
big tex  
#6 Posted : Sunday, January 17, 2010 6:48:16 PM(UTC)
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I am currently 57 and I have been on OWCP since 1988 and my retirement is CSRS (Dept of Defense).  My SSA credit is only 29; therefore, I wouldn't received SSA.  My doctor told me that I'll always be on OWCP with temporary total disability. 
 
Has anyone been on OWCP for longer than 80 years old or plus?  What would OWCP do in this situation?  I am sure they'll find a way to get me off OWCP (my income would break me if they do).  I wouldn't know what other income I'd ready other that Disability Retirement.
 
Also, why doesn't OWCP take out fees for OWCP retirement like they do for life insurance and health insurance?  Because I believe my retirement (OPM) will be at my highest 3 which was back in 1988.  I received a document back than I would recieved $1,300 compared to OWCP $4051 (now).
 
If any of this doesn't make sense please contact me and I will try and clarify it.
 
Big Tex
Copperpottie5  
#7 Posted : Friday, June 04, 2010 8:15:20 AM(UTC)
Copperpottie5

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can u receive owcp and social secutiy benefits at the same time?
edalder  
#8 Posted : Friday, June 04, 2010 9:24:38 AM(UTC)
edalder

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I am sure that there are people on OWCP who are 80+ years of age.

You can receive OWCP and Social Security at the same time. However, there likely will be offsets either to Social Security or OWCP.

If you are receiving Social Security Disability Income (SSDI), then your combined benefits from OWCP and SSDI cannot exceed 80% of your pre-disability earnings. If they do, then SSA will reduce its benefits to bring it to that 80% level.

If you are receiving Social Security retirement benefits, OWCP offsets its benefits for that part of your SS retirement based upon your Federal employment. Since your SS retirement is based upon SS credits from all employers, most people will still receive something from SSA. If you are CSRS, there will not be any offset because you did not pay into SS as a Federal employee. However, CSRS-offset and FERS people should expect an offset whenever they are receiving early or regular SS retirement benefits.

BTW, SSDI converts to retirement SS at your full retirement age under Social Security.

Kivi
Copperpottie5  
#9 Posted : Saturday, June 05, 2010 1:49:26 AM(UTC)
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What about if you never got an offset? Will money have to be paid back or will I go to jail. No one every told me about offsets.

leftylouie  
#10 Posted : Sunday, June 06, 2010 10:30:03 PM(UTC)
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copperpottie5- While no one ever told you about offsets while collecting benefits- I would believe that it is written in correspondence from all agencies that it is your obligation to report any other forms of income you receive while collecting benefits.  It may be in your best interest to consult an attorney who specializes in Retirement issues - just to protect yourself in the event of accusations that may have legal penalties.  Bottom line is if you were overpaid - they will want it back and I don't think your defense of nobody ever told me will make any difference in your obligation to be informed or to repay the differences...
I had applied for social security disability and I have not received a decision yet, but I sent a copy of my OWCP benefits statement to them already to ensure they have what I am receiving monthly. If and when I get notification that my OPM Disabilty retirement is approved - I will immediately make a call to notify the other agencies to inform them and submit what is required.  I have always lived by a rule - don't assume somebody is taking care of your business, because it is yours to oversee and take care of.  I like to sleep at night.
leftylouie2010-06-07 06:39:32
Just want to be free....
oktoots  
#11 Posted : Sunday, June 06, 2010 11:32:39 PM(UTC)
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The thing is, it would not be your SS that will be reduced, it would be your disability payments or your OWCP payments. The offset comes "off" your other annuity by a percentage of the amount you are receiving from SS. You get the same check from social security regardless.
 
But I agree about Copperpottie consulting a SS lawyer about this issue. You will sleep better knowing your options in case you have to pay monies back, perhaps with a payment plan.
multiple identities to 0%
phiphi  
#12 Posted : Thursday, June 17, 2010 9:33:14 AM(UTC)
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if you are collecting owcp and then take a disabilty retirement but still have 5 years to go ,I am only50, does my retirement monthly amount go up at  the time I turn 55 or stay the same as if i went out now
Pivotman  
#13 Posted : Thursday, June 17, 2010 10:10:22 PM(UTC)
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WOW-

I can't even get them to pay me for partial day's I was sent home No work available. Go figure. 
big tex  
#14 Posted : Wednesday, July 21, 2010 2:48:59 PM(UTC)
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Dear edalder:
 
Thanks for the information; however, I don't qualify for Social Security due to lack of paid SS quarters.  I currently have 29 SS quarter; but need 30 as stated in my annual SS letter.  Therefore, I am afraid OWCP will force me into disability retirement (CSR).  If I just retire, I will only get the last highest 3 years of pay.  Well, last three years would be 1985-88.  I don't think CSR will give me annual interest rate from 1988 - present.  I think I have to hope the OWCP pays me.  Would that be based on my doctor's report or dump me and just pay minimum CSR and pay my medical bills only?  Again, thank you for your time and effort with my question and working on this forum.
 
Big Tex
Snowed  
#15 Posted : Wednesday, July 28, 2010 10:02:07 PM(UTC)
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big tex-
Are you separated from your agency???
March for Justice!
Snowed  
#16 Posted : Wednesday, July 28, 2010 10:20:59 PM(UTC)
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Big Tex-
If you are not separated from your agency, the time you spent on OWCP counts toward your retirement.  So they will use the salary you would have received if you had worked the last three years.  See page 11 of this:  http://www.opm.gov/retire/pubs/handbook/C102.pdf
March for Justice!
maddog  
#17 Posted : Thursday, August 05, 2010 5:39:42 AM(UTC)
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Go to Jail 3 squares and a bunk, Forever.
jesse slade  
#18 Posted : Thursday, August 05, 2010 6:17:20 AM(UTC)
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Typical OWCP CE mentality.
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