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Medicare and Health Care


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Medicare is health insurance for people age 65 or older, under age 65 with certain disabilities, and any age person with End-Stage Renal Disease (ESRD). There are many different parts to Medicare; with all of these options, it can be confusing.

This forum will allow members to share their experience with medicare and seek advice* on certain medicare-related situations.

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lwkimb09  
#1 Posted : Thursday, August 09, 2012 4:07:39 AM(UTC)
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I have been curious about how implementation of "Obamacare" will impact FEHB for FEDS and retired FEDS. My general impression is that most FEDS assume it will not change. Is this impression accurate ? (JUST ASKING) !
hearth  
#2 Posted : Thursday, August 09, 2012 4:27:43 AM(UTC)
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I don't anticipate any big changes in FEHB due to Obamacare, but feel there could be some due to changes that Congress may make.  Obamacare itself I don't see as a threat or boon for FEHB.  

GSBS  
#3 Posted : Thursday, August 09, 2012 4:28:52 AM(UTC)
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This has been discussed at great length here. Everything is subject to change
Fed1969  
#4 Posted : Thursday, August 09, 2012 5:15:10 AM(UTC)
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I agree we will see changes.  I think we will see more changes to FEHB than expected, including higher premiums.
dhacker56  
#5 Posted : Thursday, August 09, 2012 5:23:54 AM(UTC)
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No Way!  Obama promised that costs would go down!

Fed1969  
#6 Posted : Thursday, August 09, 2012 5:32:20 AM(UTC)
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Obama is like other politicians that make a lot of promises the don't or can't keep.  Obama also said he would lower the national debt.
hearth  
#7 Posted : Thursday, August 09, 2012 5:39:06 AM(UTC)
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@Fed1969 - Gosh, he's going to keep his promise - just needs more time!  (wink)



nightstalker2  
#8 Posted : Thursday, August 09, 2012 3:02:23 PM(UTC)
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cry babies, cry babies look what your congress accomplished and and not  the Presidents. I think he is the only President that did keep most of his promises. 1. save the auto industry, 2. Gave the lying banks a bailout. 3. have gay men and women served openly in the military. Pass healthcare for most deserving Americans and theirs families. 4 just sign the bill for Camp Lejeune water bill. 5. Osama Bin and his pals
Need I keep on going.


dhacker56  
#9 Posted : Thursday, August 09, 2012 9:40:37 PM(UTC)
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FED1969-  regards my post.....  SARCASM!!!  I thought you were one that loves to drink Obama-ade?

Frank1938  
#10 Posted : Monday, October 08, 2012 3:34:11 AM(UTC)
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I see my NALC Insurance went down just slightly more than $1.00 for 2013
Fed1969  
#11 Posted : Monday, October 08, 2012 4:23:42 AM(UTC)
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dhacker56 wrote:
FED1969-  regards my post.....  SARCASM!!!  I thought you were one that loves to drink Obama-ade?


Just because I expect Obama to get reelected does not mean I agree with him in all things.  It seems all politicians have a personal agenda, and not what is best for the country.
kgkistari  
#12 Posted : Tuesday, October 09, 2012 10:39:05 AM(UTC)
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My premiums are going up $60/month.  I am so not happy...
thalweg  
#13 Posted : Tuesday, October 09, 2012 10:49:00 AM(UTC)
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kgkistari wrote:
My premiums are going up $60/month.  I am so not happy...
It might be worth re-evaluating which plan best meets your needs during open season.  I have the Blue Cross Blue Shield Family Plan (105) and my share of the premium is only increasing by $3.59/month.  That is less than one Venti Soy Latte!  I am happy!  (and I think you could be too!)
cmorebut  
#14 Posted : Tuesday, October 09, 2012 11:45:56 AM(UTC)
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Next year the private sector will start emrolling in FEHB
upandup  
#15 Posted : Tuesday, October 09, 2012 2:17:51 PM(UTC)
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thalweg wrote:
kgkistari wrote:
My premiums are going up $60/month.  I am so not happy...
It might be worth re-evaluating which plan best meets your needs during open season.  I have the Blue Cross Blue Shield Family Plan (105) and my share of the premium is only increasing by $3.59/month.  That is less than one Venti Soy Latte!  I am happy!  (and I think you could be too!)
kgkistari's premium may be going up $60/month, but family coverage on that plan (Compass Rose) is still $50/mo. cheaper than BCBS Standard (your plan).
OUtside  
#16 Posted : Wednesday, October 10, 2012 3:22:28 AM(UTC)
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Quoted from above: ‘Next year the private sector will start enrolling in FEHB’

Not exactly, I understand risk pool and financing are supposed to be separate.

Also, while OMB will have administrative role, it is not supposed to divert existing personnel resources to the new program.  


thalweg  
#17 Posted : Wednesday, October 10, 2012 4:17:46 AM(UTC)
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upandup wrote:
kgkistari's premium may be going up $60/month, but family coverage on that plan (Compass Rose) is still $50/mo. cheaper than BCBS Standard (your plan).
Thanks!  I am glad that we have so many choices.  I see that nationwide we have a selection of eleven (11) fee-for-service family plans with monthly premiums ranging from $212.77 to $504.59.  I must confess that I have used the BCBS Standard ($433.63/mo) for the past eighteen years.  I probably should do some additional research each year to see if there is another plan that better fits my needs but I live in a rural states and BCBS has a good preferred provider network and a local office.  And in the end it is not premium cost that matters but total cost and when I run the online tools to evaluate plans based on my needs the BCBS one usually comes out near the top.
GSBS  
#18 Posted : Wednesday, October 10, 2012 5:23:27 AM(UTC)
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Well my BCBS plan has gone up 72 cents a month for 2013 and I'm furiousPinch
GSBS  
#19 Posted : Wednesday, October 10, 2012 5:41:43 AM(UTC)
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OUtside wrote:
Quoted from above: ‘Next year the private sector will start enrolling in FEHB’

Not exactly, I understand risk pool and financing are supposed to be separate.

Also, while OMB will have administrative role, it is not supposed to divert existing personnel resources to the new program.  
What about the American Indians also  joining the FEHB? Indians are not known to be the healthiest group.
hearth  
#20 Posted : Wednesday, October 10, 2012 5:48:09 AM(UTC)
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What about the American Indians also  joining the FEHB? Indians are not known to be the healthiest group.


Is that a proposal that may be in the works?  What about IHS?  Where I live we have several reservations and Indian Health Service.  (Maybe if they were able to get good medical care they would no longer be seemingly less healthy.)
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