Welcome Guest! To enable all features please Login or Register.

Notification

Icon
Error

Retirement Planning


Whether you are close to federal employee retirement or just starting out in your career, this is the place to share ideas with your federal colleagues on creating a secure financial foundation.


To read today's top news stories on federal employee related news visit FederalDaily.com.

Options
Go to last post Go to first unread
fedupfedup  
#1 Posted : Tuesday, January 31, 2017 4:53:50 PM(UTC)

Rank: Member

Groups: Registered
Joined: 10/10/2008(UTC)
Posts: 22

What's the best options for a TSP after retirement.
postalvet  
#2 Posted : Tuesday, January 31, 2017 6:28:02 PM(UTC)
postalvet

Rank: Senior Member

Groups: Registered
Joined: 9/29/2009(UTC)
Posts: 13,107
Location: southern calif

Thanks: 1109 times
Was thanked: 2173 time(s) in 1675 post(s)
Originally Posted by: fedupfedup Go to Quoted Post
What's the best options for a TSP after retirement.


depends on many factors.

how much you have in tsp

how much you need if your pension does not cover your expenses

wife and I retire in late 2009 and have not touched tsp as of today.
it just keeps getting bigger and bigger.


Postal employee (retired) 38 yrs who helps even if some do not believe me! I was a Steward, officer & trouble maker. Just Sayin'
Skorcher  
#3 Posted : Wednesday, February 01, 2017 9:43:56 AM(UTC)
Skorcher

Rank: Newbie

Groups: Registered
Joined: 4/4/2016(UTC)
Posts: 9
United States

Thanks: 2 times
Was thanked: 2 time(s) in 2 post(s)
If you want safety with a little growth go with the L Income fund. The G fund sounds the safest, but when it returns less than the inflation rate you are actually losing money. More risk and more potential for growth would be to select the L fund that corresponds with your age 80. For me that would be L-2040. I figure that by age 80 I may not have enough time to recover from a stock market crash. With my TSP converting to L Income in 2040 I will be largely protected from stock market drops.
Rss Feed  Atom Feed
Users browsing this topic
Guest
Forum Jump  
You cannot post new topics in this forum.
You cannot reply to topics in this forum.
You cannot delete your posts in this forum.
You cannot edit your posts in this forum.
You cannot create polls in this forum.
You cannot vote in polls in this forum.


This page was generated in 0.411 seconds.