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Federal Employees Benefits Q &A

Do you have questions about your federal employee CSRS or FERS pension/annuity or federal employee retirement planning? Concerns about your Thrift Savings Plan (TSP) account or what about federal employee pay and leave issues?

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#1 Posted : Wednesday, March 20, 2019 4:42:28 AM(UTC)

Rank: Newbie

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Joined: 6/18/2018(UTC)
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United States
Location: michigan


I have been drawing full retirement under FERS since age 56. The FERS supplement portion stops at age 62. My question is does this cease on my birth month and will I receive any notification prior to then so that I will know when to submit my application for early social security benefits if I decide to go that route. SS benefits are not taxed by the state of Michigan.

Ed Zurndorfer  
#2 Posted : Thursday, May 9, 2019 4:38:49 PM(UTC)
Ed Zurndorfer

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The retiree annuity supplement is payable through the earlier of the following dates:
1.The last day of the month in which the FERS annuitant becomes age 62; or
2.The last day of the month before the first month for which the FERS annuitant would, upon proper application, be entitled to Social Security benefits.
NOTE 1: For retirement and Social Security purposes, an individual attains or becomes age 62 on the "first moment" of the day before his or her 62nd birthday. Thus, if a retiree's 62nd birthday is on September 1, then he or she becomes age 62 on August 31.
NOTE 2: An individual is entitled to Social Security old-age benefits, upon proper application, beginning on the first of the month throughout which he or she is age 62 (as defined in NOTE 1) and is fully insured.
EXAMPLE 1: Mary's 62nd birthday is September 1. Her annuity supplement stops on August 31, whether or not she is entitled to Social Security benefits, because she attained age 62 in August (see NOTE 1, above).
EXAMPLE 2: Sam's 62nd birthday is September 2. He is eligible for Social Security benefits beginning on September 1 because September is the first month throughout which he is age 62. Therefore, his FERS retiree annuity supplement stops on August 31. However, if Sam were not entitled to Social Security benefits, the supplement would continue until September 30 because that is the last day of the month in which he became age 62
thanks 1 user thanked Ed Zurndorfer for this useful post.
mc0111 on 5/10/2019(UTC)
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