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Disability Retirement


The federal government allows employees who are unable to work to retire under a disability retirement. It is in the best interest of both employees and the federal government for employees to remain gainfully employed in their current grade or pay level, as long as they can provide useful and efficient service without endangering themselves, others or government property.
Disability retirement should be the very last option and should be used only when attempts have been made to preserve an individual's employment, and those attempts have failed.

Order our Disability Retirement guide to educate yourself on the rules and regulations concerning disability retirement for federal employees.

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StB  
#161 Posted : Tuesday, May 12, 2020 12:01:05 AM(UTC)
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Originally Posted by: icanzz Go to Quoted Post

Update...sorta:
6 May 2020
I made my monthly call today. I was told my file was sent for adjudication on 30 April 2020 for finalization...or something like that. Sounded like she was saying it moved from big pile to a smaller/big pile.

Updated:
8 May 2020
Received phone call and email from Legal Administrative Specialist.
I did not answer because it said "private number", but I emailed/returned completed SF2818 and SF3107 Part D as requested.

SF 3107 was easy enough....section D chose the maximum survivor annuity.

SF 2818 was confusing ...so I just chose Basic Life plus Option A.

11 May 2020
Email this morning g from LAS starting documents added to my file and Please allow 3-4 weeks for any follow up action.


It seems like things are moving forward quickly now, hopefully this means you will not have to wait very much longer.
When I last spoke to the help desk they told me it would be the middle to end of May before I should expect any movement on my finalization. The paperwork was done last week and my back pay was deposited yesterday. I’m just waiting to see my bluebook and find out what my full pay will be (until it changes in November).
Good luck!
We are all made up of stardust 💫
icanzz  
#162 Posted : Thursday, May 21, 2020 10:36:31 AM(UTC)
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Added this update to Post #160.

21 May 2020
Received letter from OPM LAS stating that if I begin receiving SSDI payments, I must by law let them know. In my application for FERS Disbaility I sent them a copy of SSDI benefit letter showing I was approved and receiving SSDI payments, the letter I sent also showed the months and amounts received SSDI. Looks I am about to get a big overpayment from OPM. I sent the LAS an email with another copy of the SSDI award letter...will see if they update before sending me backpay.

Edited by user Thursday, May 21, 2020 10:37:30 AM(UTC)  | Reason: Not specified

TLL  
#163 Posted : Tuesday, May 26, 2020 3:47:21 AM(UTC)
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I received a deposit on Thursday May 21st but it was for way less than I was expecting for back pay does anyone know if they just sent some of my back pay and more will get deposited later or is this all they plan on sending. If this is it then I need to be on the phone with them. I have been out of work from March 2018 pay stopped May 2018 got approved for SSDI Sept. 2018 then approved by OPM Oct. 2019 started getting interim payments at the end of December 2019 so they owe me two years back pay and I know it has to be more than what they deposited.

Edited by user Tuesday, May 26, 2020 3:54:41 AM(UTC)  | Reason: Not specified

Sofedup  
#164 Posted : Tuesday, May 26, 2020 4:36:39 AM(UTC)
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After that back pay deposit you will receive a small white booklet that shows the breakdown of how the back pay was calculated, with deductions based on what you chose for FEHB, and FEGLI.
Sofedup  
#165 Posted : Tuesday, May 26, 2020 4:46:25 AM(UTC)
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Forgot to add that I didn’t factor in the 10% reduction for a spousal benefit I selected. That’s an immediate 10% off of your back pay as well. I had two years of back pay coming from the period between my LDOP to the start of interim payments. I automatically figured ok, one year at 60%, and one year at 40% basically would equal a year of my salary. Noooooo, haha. Forgot about that spousal 10% reduction. Oops. Congrats on your retirement.
GSBS  
#166 Posted : Tuesday, May 26, 2020 9:39:50 AM(UTC)
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Originally Posted by: TLL Go to Quoted Post
I received a deposit on Thursday May 21st but it was for way less than I was expecting for back pay does anyone know if they just sent some of my back pay and more will get deposited later or is this all they plan on sending. If this is it then I need to be on the phone with them. I have been out of work from March 2018 pay stopped May 2018 got approved for SSDI Sept. 2018 then approved by OPM Oct. 2019 started getting interim payments at the end of December 2019 so they owe me two years back pay and I know it has to be more than what they deposited.
In many cases you will see an initial estimated payment upfront, will be put on estimated Interim payments, with the remainder paid when you are finished and OPM sends that Blue Book!

icanzz  
#167 Posted : Tuesday, May 26, 2020 10:47:55 AM(UTC)
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I provided SSDI information in my original FERS Disability application since I was approved and receiving SSDI prior to applying for and being approved for FERS Disability.

Letter from OPM is confusing. Envelope contain 2 letters both signed by same LAS dated same day.

First letter says- “Attached is for your records. Although we currently have your disability information on file, please contact OPM if Social Security Disability payments resume at any time after cessation.”

Second letter same envelope states “By law OPM required to deduct SSDI from FERS”. “Our records show you are not receiving SSDI and that your FERS benefit is not reduced by SSDI”.

They seem to contradict each other. I summarized slightly. Second letter has total of 7 paragraphs.

There is also a form “The current status of My application for social security disability benefits”

I emailed LAS last week about this, but I have not received a response.

Edited by user Tuesday, May 26, 2020 10:51:40 AM(UTC)  | Reason: Not specified

icanzz  
#168 Posted : Thursday, June 11, 2020 6:58:33 AM(UTC)
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So....talked to LAS yesterday, she called me. I ask about post #167 above. She said letters were just for informational purposes and they did/do have my SSDI. I told her the two letters made it clear as mud, she said..Yea.

9 June 2020: The reason she called, keep in mind I applied Feb 2019 and approved in July 2019. On interim payments since August 2019. I was previously told my paperwork was sent to Audit for finalization on 11 May 2020. Now she calls and says they are missing earnings history/SF50s Jan 2104 to March of 2018 and she has been unable to get any copies from my agency because the person that out processed me has moved on. **? So now I am scrambling to find SF50s at this point? Why don't they just get them from National Archives?. I sent everything I have found so far. She says she will move "It" out 2 more weeks, I think she means she will move it out 2 weeks and then just base payments on earnings of what they have, which apparently is missing my higher years of earnings.

Edited by user Thursday, June 11, 2020 8:19:56 AM(UTC)  | Reason: Not specified

Wonder Woman  
#169 Posted : Thursday, June 11, 2020 8:55:10 AM(UTC)
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They are supposed to contact National Archives for your records... did your LAS indicate that she did not? Or why she has not?

You should verify, but I believe all she needs is your individual retirement record (IRR) AKA SF 2806 or SF 3103.

If you can find out what forms specifically the LAS needs to finalize you, that can probably help you (and the rest of us).
icanzz  
#170 Posted : Thursday, June 11, 2020 10:06:50 AM(UTC)
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Going to gather my thoughts and email for a telephone appointment. Was kind of sideswiped by her call. I printed a copy of my SSA earnings and sent her. The SSA earnings report covers the period she says is missing or overlapping and it is 100% federal service for the period she says is missing. But no idea if she can use it. My limited knowledge makes it difficult to know what to even ask.
Wonder Woman  
#171 Posted : Thursday, June 11, 2020 11:11:09 AM(UTC)
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I suggest asking the form numbers that is needed to finalize your case. I believe she looks at SF-50s as a backup, if the SF-2806/3103 is not available. If you can ask her and get concrete answers, then the next step will be retrieving it of course. You can also follow up, asking her exactly what information does she pull/use from the form she lists. Hope this helps!

I recommend writing down your questions and having it ready during your call, so you don't forget. You can also indicate that you'll contact your HR to get the forms she needs and ask her to specify which ones are needed. Up to you, if you want to actually engage HR/payroll and see about retrieving the necessary documentation.

Either way, may be worth your while to see what form(s) and which data she's using... because that's how your numbers are calculated, if you have questions thereafter.
icanzz  
#172 Posted : Thursday, June 11, 2020 11:54:34 AM(UTC)
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11 June 2020. just received email 30 minutes ago.

"Good afternoon,


Thank you for the information but I will not be able to use the SSA information for your calculation(s). These are annual amounts vs. the pay change amounts and dates required for your high-3.


I will, however, review the SF50s you provided in your other email to see if we are able to get the clarification needed to finalize your benefits. I will update you once my review is complete.


V/r,"
GSBS  
#173 Posted : Thursday, June 11, 2020 1:01:24 PM(UTC)
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Originally Posted by: icanzz Go to Quoted Post
11 June 2020. just received email 30 minutes ago.

"Good afternoon,


Thank you for the information but I will not be able to use the SSA information for your calculation(s). These are annual amounts vs. the pay change amounts and dates required for your high-3.


I will, however, review the SF50s you provided in your other email to see if we are able to get the clarification needed to finalize your benefits. I will update you once my review is complete.


V/r,"
Remember it must be 3 consecutive higher years as shown on your SF 50's, This is how the fotmer Guru of OPM's Benefit rules & regulations puts it!

______________________
What is your high-3? It’s the average of your highest rates of basic pay over any three consecutive years of creditable civilian service, with each pay rate weighted by the length of time it was received. That three-year period starts and ends on the dates that produce the highest average pay.

For most federal employees, those highest three years of basic pay will be based on the 78 bi-weekly pay periods immediately before the day you retire. If that’s the case for you, just subtract three years from the date you plan to retire. If it isn’t, you’ll have to backtrack to find the numbers you need.

Edited by user Thursday, June 11, 2020 2:11:02 PM(UTC)  | Reason: .

gembarok  
#174 Posted : Thursday, June 11, 2020 1:36:41 PM(UTC)
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Originally Posted by: icanzz Go to Quoted Post
11 June 2020. just received email 30 minutes ago.

"Good afternoon,


Thank you for the information but I will not be able to use the SSA information for your calculation(s). These are annual amounts vs. the pay change amounts and dates required for your high-3.


I will, however, review the SF50s you provided in your other email to see if we are able to get the clarification needed to finalize your benefits. I will update you once my review is complete.


V/r,"


Greetings,

Yeah, I figured that wouldn't work because of the way they calculate high three. It doesn't go Jan-Dec... It goes effective date- to 365 days. So it is actually your highest 365 days, three times. Most people normally it's their last three years, but OPM has to verify. So any SF-50's for anything you have for the missing dates send to them.

S/
K
icanzz  
#175 Posted : Friday, June 12, 2020 4:32:21 PM(UTC)
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06/12/2020

So as far as I can figure, which this may be completely wrong. It appears since all my career was with the Army except for the last year. When LAS was attempting to get my records from my agency (Navy), the Navy could only provide a couple SF50s from my last year with them. I have been calling Army HRO office for a week and leaving messages for them to please call me (they are teleworking due to Corvid 19). Today I got fed-up and called the Garrison Commander's office and explained the "no response or call backs" from Installation CPAC office. Commander's Secretary took my contact info.

Good news: 10 minutes later CPAC calls me...explained I needed years of SF 50s from the Army for OPM to finalize my DR. Very helpful...30 minutes later I received a "SAFE" email. This system allows for PII and other sensitive info to be transmitted over email securely. Provides file in a secure "cloud" you can download once you receive login info.

06/12/2020 Better news: Downloaded file and emailed to LAS OPM: 45 minutes later Response from OPM LAS below.

Good afternoon Mr. Xxxxxxx

I just printed all SF 50s and added them to your file. Thank you for sending the additional information. I will be compiling all the SF50s to complete your benefit calculation(s). I will send another follow up email with the status of your case within the next 3-5 business days.

Observation ---why the heck can't OPM see a person's freaking official file???

*****On a downer note: The Army HRO person never attempted to confirm my identity. No questions whatsoever. I NEVER expected them to simply provide me the SF50s without having to go to office and showing proof of identity (they supposedly rotate into office 1 per day). Such a relief to get them and get that monkey off back feels wonderful I want to send her flowers or something as a thank you. She would not have emailed to me without encryption due to PII concerns, but remembered she could use the secure system. Guess I wil just chock it up to momentary oops. A lot going on right now I guess.
icanzz  
#176 Posted : Wednesday, June 17, 2020 3:57:36 PM(UTC)
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06/12/2020 Better news: Downloaded file and emailed to LAS OPM: 45 minutes later Response from OPM LAS below.

Good afternoon Mr. Xxxxxxx

I will send another follow up email with the status of your case within the next 3-5 business days.




06/17/20202 3rd Business gone by...hoping for 4th or 5th now.
TheRealOrange  
#177 Posted : Thursday, June 18, 2020 2:26:12 AM(UTC)
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Originally Posted by: gembarok Go to Quoted Post
Greetings,

Yeah, I figured that wouldn't work because of the way they calculate high three. It doesn't go Jan-Dec... It goes effective date- to 365 days. So it is actually your highest 365 days, three times. Most people normally it's their last three years, but OPM has to verify. So any SF-50's for anything you have for the missing dates send to them.

S/
K

Here is a link to a good article by Ed Zurndorfer on the high-3 calculation. https://www.myfederalret...t.com/high-three-salary/

The following procedure is used to calculate the high-3 average salary:

1. As discussed above, subtract the beginning date from the end date to determine the total time.

2. Use the Time Factors (360 day factor chart available from OPM’s CSRS and FERS retirement handbook (Chapter 50, page 50 -- https://www.opm.gov/reti...rsfers-handbook/c050.pdf ) to determine the fraction of a year that the period covers.

3. Enter the annual rate of pay for the time period.

4. Multiply the time factors by the annual rate for the total basic pay.

5. Add the entries in the Total Basic Pay column.

6. Divide the sum of the Total Basic pay by 3 to determine the high-3 average salary.
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gembarok on 6/18/2020(UTC)
icanzz  
#178 Posted : Friday, June 19, 2020 10:11:22 AM(UTC)
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06/19/2020

Still no update from LAS and today is day 5 of ..."you will receive update withing 3-5 business days".

Still no Booklet request available online.

But my Interim payment amount online changed today....payment for scheduled 1 July is different from the last 12 months or so I have been receiving. It still says interim payment...
icanzz  
#179 Posted : Saturday, June 20, 2020 10:24:35 AM(UTC)
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06/20/2020

Login to to ompservices this morning.

Booklet request IS (available) now. Annuity payment changed and and no longer says Interim. Shows life insurnace is active.

No sign or mention of backpay.

My annuity before dedductions is within $30 of what I had caculated it should be.
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GSBS on 6/20/2020(UTC), StB on 6/23/2020(UTC)
icanzz  
#180 Posted : Tuesday, June 23, 2020 5:59:24 AM(UTC)
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06/23/2020

Backpay deposit today, amount looks faily close to what I had caculated, provided they witheld taxes.

No booklet yet or letter explaining amounts.
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StB on 6/23/2020(UTC)
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