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Disability Retirement


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Calicocat  
#1 Posted : Monday, June 10, 2019 10:44:26 AM(UTC)
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Just as I expected, OPM again used delay tactics. Despite assurances my file would be assigned in 2 weeks, it is still sitting in the stacks. I cried for the first time today. The stress is overwhelming. I gave 110% to the VA everyday and was treated like dirt and they are still kicking me around. I grew up in the military and my whole family served this nation. I couldn’t join the military but I still served my country caring for veterans.

Sorry for the pity party. Having to tell my landlord I couldn’t pay my rent 2 months in a row has been beyond stressful. Bouncing checks at the grocery store is mortifying and this weekend the brakes went out on my car.

I’ll buck up again and wait some more.
American*Spirit  
#2 Posted : Monday, June 10, 2019 4:01:42 PM(UTC)
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That is overwhelming. Does the landlord know what you are waiting on and will be paid in full ? Possibly throwing in a little something for holding out with you when the retro back pay comes in ? Sounds like you are in dire straits. I do not know your disability or how serious it prevents you from doing any kind of work.

But to throw a few options out there just until you get your much deserved compensation. IF there is anyway to get the brakes fixed on your car you may be able to be an Uber eats driver. I know that sounds ridiculous to some as it did me. But I went for it a few months back to see what I could bring in. It pays daily if you sign up for their instantpay Uber card. ( its like an automatic approved visa debit) My first week I brought home $300 ( working maybe a little more than part time ) and each week varies depending on how much you want to do it.

You can log onto the app via cellphone whenever you feel like it. You are a private contractor, work when you want. Each trip you are automatically paid with new drivers getting bonuses and perks. Listen, this got me through some hard spots even though I realize everyone is out there doing it, from retirees to school teachers, college kids, grandmas, I've met them at various eateries. Everyone is doing side gigs. No silly uniforms, come as you are. Its your business.

You merely pick up food from various contracted restaurants ( many are contracted ) and deliver it right to the customer. Many meet you at the car, sometimes you take it to the door. I deliver in suburbs, not big cities, and I merely walk a few feet to their door and DONE. Wait idle for your next request. Some days you get alot, other days are dead as doorknobs. You can even chose which ones you want. But I never brought in less that $150 per wk part time. Week-ends dinners are great even for good tips.

Listen, its not the best of money, it is only a side gig. But when you have little, it really would help. I found out I really did like it. I enjoyed meeting new people even though you really don't have to chat anyone up, only when you feel friendly. lol. Other times I was so tired and pained, I muddled through. The only contacts you have is a patron at the restaurant who simply hands you the order and the customer who you give it to. Say "hello"

So depending on your disability and if you can sit a bit, walk minimally, drive occasionally. You can do it. Have a car with insurance and valid drivers licence. Done. Oh yes, no criminal history. They do background checks no cost to you. If interested, not to sound as if this is about me but I have a referral code I can share with you if you sign up. I will get a small bonus for referring and so will you. Will share 50/50 of mine. Im not so much as promoting as I am wanting to help.

Also, if you like animals, Post a message on bulletin boards at stores or libraries, laundry mats even, that you can watch their pet while they work or vacation. ( people pay good money for this ) I say laundry mats because some people just go there when theirs go on the blink quickly ( like mine did last month) I saw several ads for this on the board there.

Your case will settle soon, your almost there. I understand it is NOT pleasant waiting this out. Be proud of what you did to help our veterans, we are not a strong country without them and YOU served them well. Despite some employees who dont have similar integrity or sense of urgency, hold your head up you will prevail. In addition, from what I have read multiple times on these posts, the applicant gets information from calling OPM only to discover that was not quite accurate..so it could actually be any day now. Who really knows, right ? God Bless you.

Edited by user Monday, June 10, 2019 4:18:03 PM(UTC)  | Reason: Not specified

thanks 3 users thanked American*Spirit for this useful post.
GSBS on 6/10/2019(UTC), gembarok on 6/11/2019(UTC), SD Analyst on 6/11/2019(UTC)
Cali4Life  
#3 Posted : Monday, June 10, 2019 7:39:18 PM(UTC)
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Hang in there Calicocat. I know it's tough and i'm sure you're incredibly frustrated. Is there a way you can get a loan based off your future retirement pay to help pay the rent while you wait? I would also follow up and make some calls and see what's going on. I don't know how they can just leave you hanging like this.
thanks 1 user thanked Cali4Life for this useful post.
Calicocat on 6/17/2019(UTC)
gembarok  
#4 Posted : Tuesday, June 11, 2019 5:01:40 AM(UTC)
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Originally Posted by: American*Spirit Go to Quoted Post
But to throw a few options out there...


Greetings,

Wow... you sure did. That was an excellent post. The worst thing to do is to wait for something to happen with OPM, SSDI or VBA towards approving your benefit claim. Cashing out your TSP would be the fastest way to get money in pocket, but you are going to take a loss. Both immediately and at tax time.

S/
K
thanks 2 users thanked gembarok for this useful post.
American*Spirit on 6/11/2019(UTC), Calicocat on 6/17/2019(UTC)
American*Spirit  
#5 Posted : Tuesday, June 11, 2019 6:28:37 AM(UTC)
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Thanks gembarok. I hate to see people suffer. No one is immune. I get the waiting can get on the very last nerve. Months turn into years and its unbelievable. Im always eager to share what I've found along the way, it may not work for some, but may for others.

SD Analyst  
#6 Posted : Tuesday, June 11, 2019 2:47:00 PM(UTC)
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Originally Posted by: Calicocat Go to Quoted Post
Just as I expected, OPM again used delay tactics. Despite assurances my file would be assigned in 2 weeks, it is still sitting in the stacks. I cried for the first time today. The stress is overwhelming. I gave 110% to the VA everyday and was treated like dirt and they are still kicking me around. I grew up in the military and my whole family served this nation. I couldn’t join the military but I still served my country caring for veterans.

Sorry for the pity party. Having to tell my landlord I couldn’t pay my rent 2 months in a row has been beyond stressful. Bouncing checks at the grocery store is mortifying and this weekend the brakes went out on my car.

I’ll buck up again and wait some more.


Maybe if you call OPM and tell them you are about to be homeless due to the delay in getting your claim paid, it would help. The suggestions by American Spirit are great. If you have anything in TSP, I think I would call them and get a hardship withdrawal.
thanks 1 user thanked SD Analyst for this useful post.
Calicocat on 6/17/2019(UTC)
limpy1  
#7 Posted : Tuesday, June 11, 2019 2:47:16 PM(UTC)
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I'm sorry to hear this. It only dash's my hopes of "escalation" being anything more than to get you off the phone. I guess I won't plan on seeing anything coming my way soon either.
Calicocat  
#8 Posted : Wednesday, June 12, 2019 11:07:25 PM(UTC)
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Originally Posted by: American*Spirit Go to Quoted Post
That is overwhelming. Does the landlord know what you are waiting on and will be paid in full ? Possibly throwing in a little something for holding out with you when the retro back pay comes in ? Sounds like you are in dire straits. I do not know your disability or how serious it prevents you from doing any kind of work.

But to really knows, right ? God Bless you.

I


Thank you for your kind response. Unfortunately I am fully disabled and receive SSDI and unable to perform any type of work. I can barely get my basic daily activities done and anything beyond puts me out for days at a time. I've worked all my life and I like working. After 2 years I am just at the end of my emotional and financial reserves.

Edited by user Monday, June 17, 2019 5:01:51 AM(UTC)  | Reason: Not specified

Calicocat  
#9 Posted : Monday, June 17, 2019 12:48:10 PM(UTC)
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I’m still working on getting information about my assignment to a case manager. I did call OPM today and plan to call them every week until my case is finalized. The Rep actually put me through to the legal administrators assistance’s voice mail and I left a message stating my circumstances.

Hopefully I’ll hear back this week from someone. The stress is enormous but I know I’m not alone in this ridiculous red tape.

Hopefully my journey through this nightmare will eventually help someone else.
icanzz  
#10 Posted : Wednesday, June 19, 2019 5:46:16 AM(UTC)
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I was approved for Social SECURITY disability earlier this year. Trying to gather MTFs worldwide medical records. Would it help my case to ask for and send results of 2 Consultative Exams for Social Security Disability (physical and mental) to OPM DR? Not sure how much info would be in them. That is if I can get a copy from SSA.
Calicocat  
#11 Posted : Tuesday, June 25, 2019 10:14:55 AM(UTC)
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I certainly would send them any medical documentation you have. I didn’t even have a formal doctor’s letter. I just overwhelmed them with my extensive medical record. The fact that you have been approved for SSDI should be heavy evidence of your disability.
limpy1  
#12 Posted : Wednesday, June 26, 2019 5:51:12 PM(UTC)
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Any luck yet on your escalation? I know the pain and anxiety of waiting and waiting. I hope your landlord has faith and works with you. It's hard to keep people hanging with the same line of any day now for months. I'm creeping into month 9 shortly. I guess on paper it looks like they are making quicker decisions but what good is an approval when month after month you receive nothing. Not even any back pay or interim.
I called OPM again too and was told it was assigned to a "specialist" a little over 2 weeks ago and they are working on it. That's all she could say. Just more waiting I guess.

Edited by user Wednesday, June 26, 2019 5:52:59 PM(UTC)  | Reason: Not specified

Calicocat  
#13 Posted : Monday, July 1, 2019 3:27:09 PM(UTC)
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Originally Posted by: limpy1 Go to Quoted Post
Any luck yet on your escalation? I know the pain and anxiety of waiting and waiting. I hope your landlord has faith and works with you. It's hard to keep people hanging with the same line of any day now for months. I'm creeping into month 9 shortly. I guess on paper it looks like they are making quicker decisions but what good is an approval when month after month you receive nothing. Not even any back pay or interim.
I called OPM again too and was told it was assigned to a "specialist" a little over 2 weeks ago and they are working on it. That's all she could say. Just more waiting I guess.


I’m sorry you’re in this boat as well. I did work our rent with my landlord, which was a relief.

I finally heard from the Legal Assistant (LAS) who first contacted me. She stated that I was assigned to a LAS last week, but since they obviously didn’t call me back she pulled my file and worked on it herself. Just like they told me in February, all they needed was my FEHB election to process my claim. They never sent me the election forms. She finally emailed them to me today and I will fax them to her tomorrow.

Seems silly and perturbing that this was all that was holding up my finalization. Honestly, how much time does it take to slap a stamp on something?

Until then I’ll continue to be the squeaky wheel. “I’m mad as hell and I won’t take it anymore!” (Crashing sound of tv 📺 thrown out window.)
thanks 1 user thanked Calicocat for this useful post.
GSBS on 7/1/2019(UTC)
limpy1  
#14 Posted : Monday, July 1, 2019 5:44:23 PM(UTC)
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Hopefully that is the only hold-up. I am beginning to lose the very little faith I have in anything I am told.
I haven't been sent the form or have they mentioned it. Is it available online somewhere? Maybe I should send it in. I was only told my case was assigned to someone on the 8th when I called. No one has contacted me.
Frogger  
#15 Posted : Monday, July 1, 2019 6:24:31 PM(UTC)
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Are you at the beginning stage?
Calicocat  
#16 Posted : Friday, July 5, 2019 4:10:12 PM(UTC)
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Originally Posted by: Frogger Go to Quoted Post
Are you at the beginning stage?


No I'm not at a bugging stage. I was approved January 4,2019. It's been delay and delay since my approval. I had to use my overdraft credit to pay for my medications as my health insurance is suspended because I couldn't afford my premiums. Won't be able to get my insurance caught up until next week. These last 27 months have been just torture.The stress is unbelievable.
GSBS  
#17 Posted : Friday, July 5, 2019 4:53:56 PM(UTC)
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Originally Posted by: Calicocat Go to Quoted Post
Originally Posted by: Frogger Go to Quoted Post
Are you at the beginning stage?


No I'm not at a bugging stage. I was approved January 4,2019. It's been delay and delay since my approval. I had to use my overdraft credit to pay for my medications as my health insurance is suspended because I couldn't afford my premiums. Won't be able to get my insurance caught up until next week. These last 27 months have been just torture.The stress is unbelievable.
So you are "Bugging"! Don't worry it will all come together soon!

Edited by user Saturday, July 6, 2019 10:12:04 AM(UTC)  | Reason: Not specified

limpy1  
#18 Posted : Saturday, July 6, 2019 3:24:52 PM(UTC)
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Any luck Calicocat? I finally started getting a card and log in info in mail. Not sure what my payments will end up to be. Frankly. I am afraid to see it. Hopefully the first thing they do is take care of my unpaid FEHB minus the extra months and fees they billed. I also hope they don't bill me for years of health insurance I never had. None of the papers sent had any info about FEHB.
Calicocat  
#19 Posted : Sunday, July 7, 2019 4:49:08 PM(UTC)
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Originally Posted by: GSBS Go to Quoted Post
Originally Posted by: Calicocat Go to Quoted Post
Originally Posted by: Frogger Go to Quoted Post
Are you at the beginning stage?


So you are "Bugging"! Don't worry it will all come together soon!


LOL! Dang autocorrect! Actually I am doing a quite a bit of bugging. It's my money and I need it now!
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GSBS on 7/7/2019(UTC)
Calicocat  
#20 Posted : Sunday, July 7, 2019 4:56:27 PM(UTC)
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Originally Posted by: limpy1 Go to Quoted Post
Any luck Calicocat? I finally started getting a card and log in info in mail. Not sure what my payments will end up to be. Frankly. I am afraid to see it. Hopefully the first thing they do is take care of my unpaid FEHB minus the extra months and fees they billed. I also hope they don't bill me for years of health insurance I never had. None of the papers sent had any info about FEHB.


I scanned and emailed my FEHB forms, but with the holiday, I'm sure they haven't even looked at it. That's good news that you got your online access set up. Looks like things are starting to move for you.

Financially I'm in a big hole, I was going to file bankruptcy but my attorney for my car accident settlement said it would delay payment on that end. Sigh. Just tying a knot and hanging on.

Edited by user Sunday, July 7, 2019 4:58:04 PM(UTC)  | Reason: Not specified

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