TSP

NARFE provided a webinar on "New TSP Withdrawal Rules" by Mark Keen, CFP, on 9/30/19.

He states TSP withdrawal changes eliminating ONLY proportional traditional and Roth withdrawals results in several advantages. One advantage noted on a slide 12 bullet states, "May take the RMD attributed to Roth balance from Traditional balance". The webinar discussion on goes on to explain that this could be done unless one only has Roth TSP funds in their account and briefly discusses a couple of tax advantage examples associated with this point.

The webinar and power point slides (pdf) are available at https://www.narfe.org/fe...tsinstitute/?fa=webinars

This is the information I was after in my previous TSP Federal soup post to you. This important information is not discussed in your "My Federal Retirement New TSP Withdrawal Changes" articles.
You may disagree but Mr. Keen is voicing the same info as the TSP office reps. Your take on the webinar and slides regarding this point?


Thanks, Dave

I was disappointed by this as well. The only workaround I came up with is to establish an IRA and transfer the highest amount you think you might need for the upcoming year into it in January each year. Then you can just go online with your IRA company and withdraw the amounts you need throughout the year.

You'll still have to get a notarized signature, but only once a year. As long as your estimate is close.