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Medicare and Health Care


*This is a non-medical board. This site shall not be used to seek professional, medical or legal consultation.

Medicare is health insurance for people age 65 or older, under age 65 with certain disabilities, and any age person with End-Stage Renal Disease (ESRD). There are many different parts to Medicare; with all of these options, it can be confusing.

This forum will allow members to share their experience with medicare and seek advice* on certain medicare-related situations.

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Fedgrrl  
#1 Posted : Monday, December 2, 2019 2:14:51 AM(UTC)

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Is anyone in this forum getting Medicare Part A & B, Tricare for Life, plus FEHB? I'm not sure it's overkill since I've heard long waits for specialists on TFL.

The annual deductible for all Medicare Part B beneficiaries is $198 in 2020. My monthly Part B bill is 289.20.

Thinking about switching from DC Kaiser HMO to BC/BS basic because they cover Part B premiums and I can use it overseas.

Would appreciate others' viewpoint/experience. Thanks in advance.
MATMAN14  
#2 Posted : Monday, December 2, 2019 6:01:43 PM(UTC)

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One year away from Medicare but starting my research. Was going to suspend my BC/BS FEHP and go Medicare A, B and TFL. Have been asking all my doctors whether they will accept it. So far, they say yes. If getting specialists is too hard. I can restart my BC/BS. Not sure about TFL, can you ‘suspend’ or get out of it if you find it doesn't work for you?
Citrine  
#3 Posted : Monday, December 2, 2019 7:16:00 PM(UTC)
Citrine

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tricare pays last, so I don't think there is a benefit to "get out of it". if you don't like TFL, just ignore it.


frankgonzalez  
#4 Posted : Tuesday, December 3, 2019 5:21:50 AM(UTC)
frankgonzalez

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Originally Posted by: MATMAN14 Go to Quoted Post
One year away from Medicare but starting my research. Was going to suspend my BC/BS FEHP and go Medicare A, B and TFL. Have been asking all my doctors whether they will accept it. So far, they say yes. If getting specialists is too hard. I can restart my BC/BS. Not sure about TFL, can you ‘suspend’ or get out of it if you find it doesn't work for you?
TFL cost you nothing if you have medicare parts A and B (or at least the Tricare part is $0). Tricare is always last payer (unless you have a very specific Tricare supplement plan), so no matter what you decide, you will have TFL if you meet the prerequisites of Medicare A&B.

You should have voted Cthulu...the greatest of all Evils
thanks 1 user thanked frankgonzalez for this useful post.
Fedgrrl on 12/8/2019(UTC)
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