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Disability Retirement


The federal government allows employees who are unable to work to retire under a disability retirement. It is in the best interest of both employees and the federal government for employees to remain gainfully employed in their current grade or pay level, as long as they can provide useful and efficient service without endangering themselves, others or government property.
Disability retirement should be the very last option and should be used only when attempts have been made to preserve an individual's employment, and those attempts have failed.

Order our Disability Retirement guide to educate yourself on the rules and regulations concerning disability retirement for federal employees.

To read today's top news stories on federal employee pay, benefits, retirement, job rights and other workplace issues visit FederalDaily.com.
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avalokitesvara  
#1 Posted : Thursday, February 13, 2020 3:57:35 PM(UTC)
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In March 2018 I applied for FERS disability retirement and SSDI disability after being put out of work due to medical issues. I was approved FERS DR in June 2019 and put on interim payments. At the same time I was denied SSDI and got a lawyer.

My FERS DR was approved Dec 2019 and I got my FERS back pay Jan 2020 (last month), it came to $11,000. I used that money to pay off credit card debt. I still hadn't heard anything about my SSDI appeal.

A few days ago I got a letter in the mail that my SSDI had been approved. Today I looked at my bank statement and there is a $25,000 deposit from SSDI. Do I spend it?? Don't touch it and notify OPM that it is in my checking account?

Will OPM take a chunk of the $25,000? Or is that $25,000 the amount deposited after OPM takes their share (if they take a share)?

I am excited that the process of retiring and applying for benefits is over, but very confused and overwhelmed right now.
GSBS  
#2 Posted : Thursday, February 13, 2020 4:37:25 PM(UTC)
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I believe 100% of your SSDI in that first year is offset leaving you 0. You do get to keep the $25K from SSDI, but OPM will want most of it from your annuity. You must contact OPM and let them know about the award, avoid any overpayment. After year one the SSDI offset will only be 60%

Edited by user Thursday, February 13, 2020 6:41:10 PM(UTC)  | Reason: Not specified

chapie1968  
#3 Posted : Thursday, February 13, 2020 6:22:03 PM(UTC)
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Congrats!

I'm STILL waiting on my back pay and to get my health benefit reinstated.

They owe me 11 months of 2017 without any other benefits received. from 2018-May 2019 back pay while receiving SSDI.



I'm honestly getting tired of waiting. Everytime I call I get the same old runaround. Last week they said my file was in the dead file waiting for an adjuster for finalization.
Chache  
#4 Posted : Friday, February 14, 2020 1:42:38 AM(UTC)
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Im owed back pay from 2017 2.5 years still waiting on it
Sofedup  
#5 Posted : Friday, February 14, 2020 5:44:21 AM(UTC)
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Chache and Chapie, Sa,e situation here. I started another thread about this particular issue. The steady stream of b.s. excuses when you call is endless. My back pay goes back 2.5 years, Health and life ins bennies I paid while on LWOP, so that’s only 1.5 years. I was approved mid October 2019. I swear when I call once a month, they in turn throw my file back on the bottom of the pile out of spite. When were you approved.?
Chache  
#6 Posted : Friday, February 28, 2020 12:13:37 PM(UTC)
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Im in and interesting situation with this

I paid harris federal they did my disability fers just got approved
I also hired a lawyer for social security that meeting with the judge is in may they charge after the case if you win

Wondering how this will work paying wise because ill get the same back pay i did with fers so ill get double charged for the lawyers id assume

gembarok  
#7 Posted : Friday, February 28, 2020 12:34:38 PM(UTC)
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Originally Posted by: Chache Go to Quoted Post
I paid harris federal they did my disability fers just got approved
I also hired a lawyer for social security that meeting with the judge is in may they charge after the case if you win


Greetings,

Wow. I do not envy you. Wasn't there a way to use the same lawyer for both??? I always thought Harris was a flat fee? Because I imagine if the SSDI guy is percentage based, he will expect his part of the SSDI pie. But if Harris is percentage based, his pie slice is going to be offset by the SSDI piece. Or at least it should be.

S/
K
Chache  
#8 Posted : Friday, February 28, 2020 7:22:44 PM(UTC)
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I paid harris for the fers wasnt sure if they did social security i went with someone who does it for no fee and they charge afer a percentage so im confused how this will all work at the end because they offset? So i already paid harris because they needed to be paid up front, i could barely afford that
gembarok  
#9 Posted : Saturday, February 29, 2020 3:31:51 PM(UTC)
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Originally Posted by: Chache Go to Quoted Post
I paid harris for the fers wasnt sure if they did social security i went with someone who does it for no fee and they charge afer a percentage so im confused how this will all work at the end because they offset? So i already paid harris because they needed to be paid up front, i could barely afford that


Greetings,

Logic says you should be OK. If you have a lawyer doing the percentage off of SSDI, then whatever they award is what he will get a percentage of. SSDI is the primary payment and they have nothing to do with FERS DR. They don't care what you get from DR. So if your FERS DR lawyer is already paid, then nobody gets a percentage of the backpay you receive from that.

However, OPM won't care how much your lawyer took for SSDI. They are going to reduce your backpay by whatever SSDI awards you gross.

S/
K
chapie1968  
#10 Posted : Monday, March 2, 2020 3:32:15 PM(UTC)
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Originally Posted by: Sofedup Go to Quoted Post
Chache and Chapie, Sa,e situation here. I started another thread about this particular issue. The steady stream of b.s. excuses when you call is endless. My back pay goes back 2.5 years, Health and life ins bennies I paid while on LWOP, so that’s only 1.5 years. I was approved mid October 2019. I swear when I call once a month, they in turn throw my file back on the bottom of the pile out of spite. When were you approved.?


I'm sorry, I haven't been back here for a few weeks(still waiting) Called again the last Friday of Feb and got the usual runaround. Same situation, case in dead pile waiting to be assigned for finalization.

To answer your question

Last day of work Jan 27 2017

Finally filed in August of 2018.
Received CSA in Oct of 2018

Approved for SSDI at the end of Dec 2018
Approved for OPM disability retirement April of 2019
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