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Sunandmoon  
#1 Posted : Wednesday, April 21, 2021 5:53:07 AM(UTC)
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Here is mine for the 1st Qtr of this year over 12 months.

52.64%

How is everyone else doing?
Ihatemanagement  
#2 Posted : Wednesday, April 21, 2021 5:56:24 AM(UTC)
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65.34% for me
61.65% for my wife

75/25 C/S since March of last year.
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Sunandmoon on 4/21/2021(UTC)
CCA-hole  
#3 Posted : Wednesday, April 21, 2021 8:42:27 AM(UTC)
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70.64%

60% c fund
40% s fund
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Sunandmoon on 4/21/2021(UTC)
Seadogg  
#4 Posted : Wednesday, April 21, 2021 8:47:14 PM(UTC)
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That's a silly time frame to look at. You are looking from the bottom of the covid crash.

For a retirement account, you need to be thinking long term.
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Sunandmoon on 4/22/2021(UTC)
theham  
#5 Posted : Thursday, April 22, 2021 2:43:47 AM(UTC)
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71.83%
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Sunandmoon on 4/22/2021(UTC)
Sunandmoon  
#6 Posted : Thursday, April 22, 2021 5:11:04 AM(UTC)
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Originally Posted by: Seadogg Go to Quoted Post
That's a silly time frame to look at. You are looking from the bottom of the covid crash.

For a retirement account, you need to be thinking long term.


I am basing the number of the rolling timeframe on the quarterly report that just came out.
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Ihatemanagement on 4/22/2021(UTC)
roger.d  
#7 Posted : Thursday, April 22, 2021 6:19:15 AM(UTC)
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Originally Posted by: Seadogg Go to Quoted Post
That's a silly time frame to look at. You are looking from the bottom of the covid crash.

For a retirement account, you need to be thinking long term.


What these large numbers tell me is that people did not panic and get out of the market last March.

My return was 50%.

I made a move from over 90% stocks to 75% stocks in November.

There a multiple reasons I made this change.
Socialist governments traditionally do make a financial mess. They always run out of other people’s money. --Margaret Thatcher
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Sunandmoon on 4/22/2021(UTC), Kickjump on 4/25/2021(UTC)
fullstop  
#8 Posted : Saturday, April 24, 2021 12:09:08 AM(UTC)
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71.91% last 12 months

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Sunandmoon on 4/24/2021(UTC)
z165012  
#9 Posted : Saturday, April 24, 2021 2:19:54 AM(UTC)
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6.81%

about Oct 2019 i went majority into G fund, and i still have a substantial amount in the G fund...thats more than 2x better than any savings certificate i have...i play low risk...it works for me...i may not retire with multiple millions in my account, but i think ill do plenty well in retirement

Edited by user Saturday, April 24, 2021 2:20:31 AM(UTC)  | Reason: Not specified

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Sunandmoon on 4/24/2021(UTC), Kickjump on 4/25/2021(UTC)
Ihatemanagement  
#10 Posted : Saturday, April 24, 2021 3:10:33 AM(UTC)
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Originally Posted by: z165012 Go to Quoted Post
6.81%

about Oct 2019 i went majority into G fund, and i still have a substantial amount in the G fund...thats more than 2x better than any savings certificate i have...i play low risk...it works for me...i may not retire with multiple millions in my account, but i think ill do plenty well in retirement


No need to justify your choices. Everyone’s investment strategies are going to be different. The only thing you’d need to worry about is inflation eating into your money over time.
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Just Rod on 4/24/2021(UTC), Sunandmoon on 4/24/2021(UTC)
Just Rod  
#11 Posted : Saturday, April 24, 2021 3:58:36 AM(UTC)
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Originally Posted by: Ihatemanagement Go to Quoted Post
Originally Posted by: z165012 Go to Quoted Post
6.81%

about Oct 2019 i went majority into G fund, and i still have a substantial amount in the G fund...thats more than 2x better than any savings certificate i have...i play low risk...it works for me...i may not retire with multiple millions in my account, but i think ill do plenty well in retirement


No need to justify your choices. Everyone’s investment strategies are going to be different. The only thing you’d need to worry about is inflation eating into your money over time.


https://www.fedweek.com/...eping-up-with-inflation/
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Sunandmoon on 4/24/2021(UTC)
EagleDog  
#12 Posted : Saturday, April 24, 2021 4:26:43 AM(UTC)

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Originally Posted by: Seadogg Go to Quoted Post
That's a silly time frame to look at. You are looking from the bottom of the covid crash.

The numbers are staggering. Looking at the past 12 months, pretty much everyone looks like a financial guru :)
They are also misleading (when not in the proper context).

To oversimplify:

I believe the markets were down about 30% (due to the covid crash).
If you had $100K invested, it suddenly became $70K.
In order to just get back up to $100K, you needed a 42+% increase.

p.s. my quick simple math stands to be corrected if necessary
:
Karma: the force created by a person's actions that causes good or bad things to happen to that person
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Sunandmoon on 4/24/2021(UTC)
New Guy 2021  
#13 Posted : Saturday, April 24, 2021 5:30:17 AM(UTC)
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Originally Posted by: Seadogg Go to Quoted Post
That's a silly time frame to look at. You are looking from the bottom of the covid crash.

For a retirement account, you need to be thinking long term.


The lesson here is simple. Stay put, ride the waves, retire happy.
These numbers are not silly, it shows people exactly what you are saying....think long term. It shows that, even after or during a crash, getting out is never a good idea. Stick to the plan, ignore the volatility, or you'll lose out on mega gains.
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Sunandmoon on 4/24/2021(UTC), John Henry on 4/24/2021(UTC)
Postal Prick  
#14 Posted : Saturday, April 24, 2021 6:10:15 PM(UTC)
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Crypto>TSP

Made 40 grand in one day last week.
colty31  
#15 Posted : Saturday, April 24, 2021 6:14:36 PM(UTC)
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Originally Posted by: Postal Prick Go to Quoted Post
Crypto>TSP

Made 40 grand in one day last week.


did you cash out?

if not you have made 0
colty31  
#16 Posted : Saturday, April 24, 2021 6:15:51 PM(UTC)
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75.63% for me over last 12 months

50/50 with C & S funds
Postal Prick  
#17 Posted : Saturday, April 24, 2021 6:49:57 PM(UTC)
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Originally Posted by: colty31 Go to Quoted Post
Originally Posted by: Postal Prick Go to Quoted Post
Crypto>TSP

Made 40 grand in one day last week.


did you cash out?

if not you have made 0



Did you cash out your TSP?

Also, I have a TSP, but my Crypto KILLS it.

Crypto is here to stay. Hundreds of Billions and even Trillions are staying in these coins.

Take advantage of it.
0018 Hopeful  
#18 Posted : Saturday, April 24, 2021 8:04:06 PM(UTC)
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Crypto dropped 30% in the last 72 hours.

Governments worldwide are talking about outlawing it or taxing it.

I moved everything in the TSP to the G pending what I think is an inevitable stockmarket crash. I have never done that in my life. I usually weather the storm. Did this about a month ago caught the C at the highest and was with 3$ from the highest the S was.

Perfect storm of flooding the market with cash, low interest rates going up, and new taxes.

I had a huge order in to buy crypto and I don't know if I didn't click the right button or what. But thank god it didn't go through. Going to let it sit for a while and probably transfer it back to my bank.

They are wanting to tax the rich at 40% or more. If they do that it will kill small businesses.
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Kickjump on 4/25/2021(UTC)
Ihatemanagement  
#19 Posted : Sunday, April 25, 2021 12:52:13 AM(UTC)
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Originally Posted by: 0018 Hopeful Go to Quoted Post
Crypto dropped 30% in the last 72 hours.

Governments worldwide are talking about outlawing it or taxing it.

I moved everything in the TSP to the G pending what I think is an inevitable stockmarket crash. I have never done that in my life. I usually weather the storm. Did this about a month ago caught the C at the highest and was with 3$ from the highest the S was.

Perfect storm of flooding the market with cash, low interest rates going up, and new taxes.

I had a huge order in to buy crypto and I don't know if I didn't click the right button or what. But thank god it didn't go through. Going to let it sit for a while and probably transfer it back to my bank.

They are wanting to tax the rich at 40% or more. If they do that it will kill small businesses.


You can’t time the market consistently. Remember, you have to be right twice in order to make those major gains.

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Kickjump on 4/25/2021(UTC), Just Rod on 4/25/2021(UTC)
Kickjump  
#20 Posted : Sunday, April 25, 2021 3:25:24 AM(UTC)
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Originally Posted by: Ihatemanagement Go to Quoted Post
Originally Posted by: 0018 Hopeful Go to Quoted Post
Crypto dropped 30% in the last 72 hours.

Governments worldwide are talking about outlawing it or taxing it.

I moved everything in the TSP to the G pending what I think is an inevitable stockmarket crash. I have never done that in my life. I usually weather the storm. Did this about a month ago caught the C at the highest and was with 3$ from the highest the S was.

Perfect storm of flooding the market with cash, low interest rates going up, and new taxes.

I had a huge order in to buy crypto and I don't know if I didn't click the right button or what. But thank god it didn't go through. Going to let it sit for a while and probably transfer it back to my bank.

They are wanting to tax the rich at 40% or more. If they do that it will kill small businesses.


You can’t time the market consistently. Remember, you have to be right twice in order to make those major gains.



That’s is seriously one of the best things I have ever read on here, “you have to be right twice in order to make those major gains.” I sold a chuck of C fund when it was high bc I had some reasons that I could/would not want to lose this money last January. Problem was, I never found a time to buy it all back that I was also okay with. So yes I have a chunk of money in G that is nice and I feel calm about whatever may come in the quarters ahead, but I gave up good returns on that money.
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Ihatemanagement on 4/25/2021(UTC)
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