Welcome Guest! To enable all features please Login or Register.

Notification

Icon
Error

Postal Employees

Post your thoughts and opinions here about current Postal employee topics.

Options
Go to last post Go to first unread
EagleDog  
#1 Posted : Saturday, July 31, 2021 1:13:44 PM(UTC)

Rank: Senior Member

Groups: Registered
Joined: 6/5/2009(UTC)
Posts: 1,765

Thanks: 194 times
Was thanked: 366 time(s) in 289 post(s)
TSP returns for the month of July 2021

+2.37% (C Fund)
+1.15% (F Fund)
+0.72% (I Fund)
+0.13% (G Fund)
-1.24% (S Fund)
:
Karma: the force created by a person's actions that causes good or bad things to happen to that person
:
HKMark23  
#2 Posted : Sunday, August 1, 2021 2:08:56 AM(UTC)
HKMark23

Rank: Groupie

Groups: Registered
Joined: 1/3/2020(UTC)
Posts: 55
Location: Tennessee

Thanks: 25 times
Was thanked: 6 time(s) in 5 post(s)
Guess I should go back to the C fund

Edited by user Sunday, August 1, 2021 6:09:48 AM(UTC)  | Reason: Not specified

Postal Blue  
#3 Posted : Sunday, August 1, 2021 3:51:05 AM(UTC)
Postal Blue

Rank: Groupie

Groups: Registered
Joined: 5/23/2016(UTC)
Posts: 108
Man
United States
Location: Here.

Thanks: 9 times
Was thanked: 6 time(s) in 6 post(s)
Dave Ramsey recommends %60 C Fund, %20 S Fund, %20 I Fund but if you're feeling more conservative; %80 C Fund, %10 S Fund, %10 I Fund.

Edited by user Sunday, August 1, 2021 4:06:18 AM(UTC)  | Reason: Not specified

thanks 1 user thanked Postal Blue for this useful post.
HKMark23 on 8/1/2021(UTC)
roger.d  
#4 Posted : Sunday, August 1, 2021 6:31:32 AM(UTC)
roger.d

Rank: Senior Member

Groups: Registered
Joined: 8/25/2016(UTC)
Posts: 5,545
United States
Location: Midwest

Thanks: 150 times
Was thanked: 1064 time(s) in 858 post(s)
Originally Posted by: Postal Blue Go to Quoted Post
Dave Ramsey recommends %60 C Fund, %20 S Fund, %20 I Fund but if you're feeling more conservative; %80 C Fund, %10 S Fund, %10 I Fund.


With the dismal history of the International fund, I skip it altogether.

80C/20S if you are younger than 50-55.

Shift some to the F fund as you near retirement. Depending on your risk tolerance, anything from 60/40 to 80/20
Socialist governments traditionally do make a financial mess. They always run out of other people’s money. --Margaret Thatcher
Ihatemanagement  
#5 Posted : Sunday, August 1, 2021 1:11:35 PM(UTC)
Ihatemanagement

Rank: Senior Member

Groups: Registered
Joined: 2/21/2018(UTC)
Posts: 335
United States

Thanks: 87 times
Was thanked: 66 time(s) in 51 post(s)
Originally Posted by: roger.d Go to Quoted Post
Originally Posted by: Postal Blue Go to Quoted Post
Dave Ramsey recommends %60 C Fund, %20 S Fund, %20 I Fund but if you're feeling more conservative; %80 C Fund, %10 S Fund, %10 I Fund.


With the dismal history of the International fund, I skip it altogether.

80C/20S if you are younger than 50-55.

Shift some to the F fund as you near retirement. Depending on your risk tolerance, anything from 60/40 to 80/20


This this this! Reallocate annually.
John Henry  
#6 Posted : Sunday, August 1, 2021 2:07:12 PM(UTC)

Rank: Senior Member

Groups: Registered
Joined: 9/10/2011(UTC)
Posts: 2,027

Thanks: 325 times
Was thanked: 179 time(s) in 156 post(s)
I think Dave Ramsey is a get out of debt guy not an investment advice guy.
roger.d  
#7 Posted : Sunday, August 1, 2021 2:11:37 PM(UTC)
roger.d

Rank: Senior Member

Groups: Registered
Joined: 8/25/2016(UTC)
Posts: 5,545
United States
Location: Midwest

Thanks: 150 times
Was thanked: 1064 time(s) in 858 post(s)
Originally Posted by: John Henry Go to Quoted Post
I think Dave Ramsey is a get out of debt guy not an investment advice guy.


He is a get out of debt guy and a salesman. He likes to push his "endorsed local providers". At least that is what he called them in the past. Which might be good for those that don't care to do a little reading on their own.

As Warren Buffet has shown, buying the S&P500 (C fund) will beat the great majority of the "experts".

Edited by user Sunday, August 1, 2021 7:48:36 PM(UTC)  | Reason: fat fingers

Socialist governments traditionally do make a financial mess. They always run out of other people’s money. --Margaret Thatcher
GordonG  
#8 Posted : Sunday, August 1, 2021 2:35:13 PM(UTC)
GordonG

Rank: Senior Member

Groups: Registered
Joined: 1/26/2013(UTC)
Posts: 4,481
United States
Location: Paradise

Thanks: 962 times
Was thanked: 1229 time(s) in 875 post(s)


I have to admit that for me things lately have been somewhat flat.

For those already in retirement what's the recommendation, a 60/40 split between the C and F funds?
Afghan Joe Biden

Where's Kamala?

roger.d  
#9 Posted : Sunday, August 1, 2021 7:47:20 PM(UTC)
roger.d

Rank: Senior Member

Groups: Registered
Joined: 8/25/2016(UTC)
Posts: 5,545
United States
Location: Midwest

Thanks: 150 times
Was thanked: 1064 time(s) in 858 post(s)
Originally Posted by: GordonG Go to Quoted Post


I have to admit that for me things lately have been somewhat flat.

For those already in retirement what's the recommendation, a 60/40 split between the C and F funds?


https://advisors.vanguar...ics/historicalRiskReturn

IMO, that would be a fine mix for you.
Socialist governments traditionally do make a financial mess. They always run out of other people’s money. --Margaret Thatcher
thanks 1 user thanked roger.d for this useful post.
GordonG on 8/2/2021(UTC)
Rss Feed  Atom Feed
Users browsing this topic
Guest
Forum Jump  
You cannot post new topics in this forum.
You cannot reply to topics in this forum.
You cannot delete your posts in this forum.
You cannot edit your posts in this forum.
You cannot create polls in this forum.
You cannot vote in polls in this forum.


This page was generated in 0.227 seconds.